Explore the legal position before account use
Our legal terms explain how your account is created, how identity checks are handled, and how wallet records are connected to UPI, Paytm, PhonePe and Google Pay activity. We apply these terms to the account flow, transaction records, privacy choices, cookie use, dispute handling, and any
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request you send about your data. We do not promise that access is available in every place. If your location, device signal, payment route, or account details show that local law may not permit access, we may pause, restrict, or close account functions while we check
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the position. You should read the current terms before opening an account, because continued use means you accept the legal version shown on this page or linked from it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.